There will be no penalty interest for cosmetic loans. The longer the time, the more penalty interest will be generated, and the greater the pressure of subsequent repayment. If you don't pay it back for a long time, the lending institution will collect it, which will seriously affect your normal life and your reputation.
When an individual is unable to repay the cosmetic loan, he can negotiate with the lending institution to explain his financial difficulties, and then get an extension from the lending institution and pay it back later. In the case that the amount of plastic surgery loan is not very high, users had better borrow money from friends around them and then pay it back.
In fact, when you apply for a cosmetic loan, you should measure your repayment ability and then decide whether to lend. In the case of low personal income, users had better not borrow money to avoid overdue. Those with higher personal income can apply for loans.
There are many ways to borrow money at present. Users can compare different ways and then choose a platform with low interest rate, so that they can pay less interest when borrowing money, which is also very beneficial to subsequent repayment, but they must choose a formal way.
You don't have to pay it back. It's all closed down after the delay.
Will I be sued if I don't have a cosmetic loan?
If the plastic surgery loan is not repaid, but the money owed to the credit card is not repaid, it is a civil dispute to sue in court, and generally it will not be judged.
What will happen if you don't pay 30 thousand yuan to the plastic surgery hospital
I have made a 30,000 yuan arrears agreement with the plastic surgery hospital, and I will still be investigated for civil liability for breach of contract by the creditors. From the legal point of view: if it is really unable to repay, it should negotiate with the lending institution to extend the repayment period or repay it in installments. After the lending institution files a lawsuit with the court and wins the case, if it fails to perform the court's judgment within the performance period, it will apply to the court for enforcement. When the court accepts enforcement, it will inquire about the real estate, vehicles, securities and deposits under the name of the lender according to law. If the lender has no executable property under his name, refuses to perform the effective judgment of the court, and the negative information such as overdue repayment will be recorded in the personal credit report, and will be restricted from high consumption and entry and exit, and may even be punished by judicial custody. Those who have the ability to refuse to execute are suspected of refusing to execute the judgment or ruling. Legal basis: Article 242nd of the Civil Procedure Law of People's Republic of China (PRC), if the person subjected to execution fails to perform the obligations specified in the legal documents according to the notice of execution, the people's court has the right to inquire about the deposits, bonds, stocks, fund shares and other properties of the person subjected to execution. The people's court has the right to seal up, freeze, transfer or change the property of the person subjected to execution according to different circumstances. The property inquired, sealed up, frozen, transferred or changed in price by the people's court shall not exceed the scope of obligations that the person subjected to execution shall perform. When the people's court decides to seal up, freeze, transfer or change the price of property, it shall make a ruling and issue a notice of assistance in execution, which the relevant units must handle.