1. Critical illness insurance: the disease is bilateral, and the treatment or medication has side effects, so it is necessary to comment on the etiology and medication. In the case of unknown etiology, if the number of years after diagnosis is less than 1 year, the underwriting will be postponed, and if it is greater than 1 year, there will be no progress and abnormal changes, so standard underwriting can be considered. The condition is unilateral, the cause is known, and it needs to be evaluated according to the cause. If the cause is unknown, a comprehensive examination is needed to exclude malignant lesions. If the number of years after diagnosis is less than 65,438+0 years, the coverage will be postponed, and if it is more than 65,438+0 years, there will be no progress or abnormal changes, and standard coverage can be considered. After comprehensive examination, it was diagnosed as pseudogynecomastia, and the critical illness insurance can be underwritten according to the standard.
2. Medical insurance: the cause is clear and needs to be evaluated. If the reason is unknown, the underwriting will be postponed.