1, correct some of the above statements: some netizens mentioned the problem of two-year incontestable period. What needs to be reminded in particular is that the two-year incontestable period in the old Insurance Law of our country is only falsely accused of age. The new Insurance Law extended the two-year incontestable period to disease notification, but the new Insurance Law came into effect on 2009-0 1-0 1, and the law was not retroactive. According to the Supreme People's Court's judicial interpretation, the two-year limitation period starts from 2009- 10-0 1, so the landlord's.

The biggest question now is, on the one hand, does the insurance company have any definite evidence to prove that you are a pre-insurance disease or a congenital disease? On the other hand, do you have any evidence to prove that you informed the salesman when you insured, and the salesman clearly replied that it could be reimbursed? If the insurance company has the evidence and you don't, you may have to suffer a loss.

Many ordinary people mistakenly believe the lies of a few unscrupulous salesmen, but don't pay attention to written contracts such as insurance clauses. So many people have suffered in this respect. I hope that the general public will learn a lesson and be vigilant. When taking out insurance, they must pay attention to written evidence. If they can't find anything in the written contract, they must write it down and sign it to avoid being cheated.