1. The reason why American East-West Bank accounts don't need to open an account in the United States is that they have set up a signature office in the Mainland, not because people don't review it, but because they have an office in the Mainland. (But we don't do any business, only review and sign)
At present, the East-West Bank of the United States is a checking account with the mainland. If you need a bank card, you need to say it separately. It is slow to apply for a bank card. You have to open an account first, and then it will take about two months to receive the bank card. Because there is no ATM in Chinese mainland that can use American bank cards, it is useless to give it to you, so I won't give it to you in the future. )
There are two kinds of accounts in East and West Bank, one is a company account, and the other is a personal account. Personal accounts can not be used for business dealings, but can be used for house purchase, tuition, funds, wealth management, stocks, etc.
The question is answered by the editor of Beijing Oumeirui International Banking Department. I hope it will help you and hope to adopt it.