Commercial insurance can be reimbursed, but commercial insurance is exempt from existing diseases. If a medical record is generated in the hospital, it cannot be reported, and the insurance company will check it. Social security is more secure, but the reimbursement rate of social security is not as high as that of commercial insurance, but social security can be reported as long as it takes effect, regardless of whether you are insured against illness or not. Finally, you'd better talk about the contents of the operation you want to do, because not all operations can be reported. This is the misunderstanding that many people first contact with insurance. Insurance only covers diseases, and some operations, such as plastic surgery, cannot be covered.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.