When applying for a loan, you need to provide a certificate of the use of loan funds, which is subject to the certificate of the use of loan funds provided by you. What proof of the use of funds do you need to provide for the loan you are applying for at present? For example, if you provide renovation contract, it will be treated as a decoration loan, and if you provide a car purchase contract, it will be treated as a car loan.

Apply for housing loans, loan applications generally need to provide application materials:

1. Identity information: ID card, military officer's card, etc. ;

2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. ;

3. Use certificate: the original property right certificate of the purchased property, the purchase contract, the purchase contract, and the down payment receipt confirmed by the seller (if the transaction funds are supervised, the supervision fund entry certificate is enough);

4. Proof of repayment ability.

If you need to provide other information about the loan, the handling bank will inform you in time, or you can confirm these information in detail through the handling bank when applying for the loan.

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