Legal analysis: Whether the medical insurance for traffic accident injury and operation can be reimbursed can be divided into the following two situations: 1. If the other party is fully responsible, my medical insurance cannot be reimbursed, and the other party's vehicle insurance company will pay; 2. If the traffic accident is fully responsible, medical insurance can be reimbursed. According to the needs of management services, social insurance agencies can sign service agreements with medical institutions and pharmaceutical business units to standardize medical service behavior, and medical institutions should provide reasonable and necessary medical services for the insured.

Legal basis: Article 30 of the Social Insurance Law of People's Republic of China (PRC), the following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.