Hello, generally speaking, the basic conditions for personal loans are as follows:

1, at least 18 years old, with full capacity for civil conduct and valid residence certificate and identity certificate;

2. Have a stable legal income and proof, and have the ability to repay interest;

3. When the loan business needs a down payment, it has the ability to pay the full down payment;

4. If the personal loan amount is large, the collateral conditions required by the bank shall be met;

5, such as credit loans, need to have a good reputation;

6. Other conditions meeting the requirements of the bank.

If you need money urgently, you can also consider online lending. I suggest you choose a big brand loan, with transparent interest and fees to ensure your information security. It is recommended to use rich flowers, which is a credit brand of Xiaoman Finance. Provide users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official calculation). Consumer loans with money to spend, with a daily interest rate as low as 0.02%, have the characteristics of simple application, low interest rate, quick lending, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.

This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.

How long is the loan period of China Bank Shenzhen personal credit revolving loan?

The maximum validity period of Shenzhen personal credit revolving loan line is one year, and the term of a single loan within the loan line generally does not exceed one year. For buying a house or a car, the term shall not exceed three years at the longest (proof materials such as house purchase contract or agreement shall be provided). For details, please consult the loan handling bank of China.

The above contents are for your reference. Please refer to the actual business regulations.

Can I apply for an ID card in Shenzhen?

Many people in Shenzhen have needs. If it can be handled in a faster and more convenient way, it will be good for the lender without mortgage of big assets such as houses and cars. Can I apply with my ID card in Shenzhen? If the borrower can only provide personal ID card, can he get it?

First of all, look at the conditions that borrowers in Shenzhen must meet:

1. Have a stable job and income in Shenzhen, and be able to provide wage bank flow; Or there is a mortgaged property in Shenzhen, which can provide bank running water for mortgage repayment; Or you can provide collateral such as real estate in Shenzhen.

Second, personal credit is good.

Third, the debt ratio is low.

It seems impossible to get an ID card in Shenzhen. Identity card is one of the necessary materials for loan. No ID card, no loan. At present, the formal loan channels have strict examination on the qualifications of borrowers, and borrowers must have the ability to repay loans.

In order to obtain in Shenzhen, in addition to meeting the above three conditions, you must also provide a personal ID card and proof of residence. In Shenzhen, you don't need a Shenzhen hukou. The key point is that the borrower must have a stable job and income in Shenzhen or a real estate in Shenzhen.

Can I apply for an ID card in Shenzhen? The conclusion is that loans must provide ID cards, but only ID cards must not be borrowed from formal institutions!

ID card loan 5000 Shenzhen

You don't need a guarantee, a mortgage, or even a signature. You only need an ID card to get the corresponding amount. Such propaganda can be seen everywhere in real life and virtual networks. So, is the ID card loan true? Can I borrow 5000 yuan? (

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A borrower applying for a loan in Shenzhen must meet the following conditions:

First, he has reached the age of 25 and has full capacity for civil conduct; And have permanent residence or valid residence certificate in China.

Second, having a fixed occupation or a stable economic income can guarantee the ability to repay the principal and interest on schedule.

Third, the credit record is good and there is no bad credit record.

Fourth, it can provide legal and effective guarantees recognized by banks.

Fifth, other conditions stipulated by the bank.

Generally meet the above conditions, you can apply for a loan from a commercial bank.

Shenzhen loan application process:

1. Signing the subscription book: The customer signs the subscription book with the real estate development company that has signed the contract with the bank and pays the down payment to the real estate development company;

2. Application: The customer applies for mortgage at the law firm entrusted by the bank, including submitting personal data, paying various fees and filling out legal documents;

3. Payment review: the law firm conducts a preliminary review of the client's application and then the bank approves it; If the audit is unqualified, return the customer information and the fees charged;

4. Other legal procedures: the law firm handles the insurance, notarization and mortgage registration of collateral;

5. Loan issuance: The bank will transfer the loan amount to the developer's account and notify the customer to start mortgage payment.

Shenzhen private lending lending on the same day

Hello, would you like to ask about the days of private lending in Shenzhen? Private lending in Shenzhen was released on the same day. Personal loan contact information is in Shenzhen, and private loans can be received on the same day. Local ID card loan is one of the more popular loans at present. The local ID card borrowing procedure is relatively simple, and you can get the money on the same day. Private lending is one of the common loans at present, and the procedures for private lending are relatively simple, and money is withdrawn on the same day. Investment is risky, please make a careful decision.

The introduction of Shenzhen ID card personal loan ends here.