A down payment of 1.0 is generally acceptable, but a 0 interest and 0 monthly payment is more difficult. If you have 0 down payment and meet the conditions you want, you can apply to a lending institution, wait for the application to be approved and sign a contract, then take delivery of the car and repay the loan on time.

2. “Purchase a car with 0 down payment” is a car purchase plan tailored for people who “have insufficient cash savings but have a stable source of income”. Now “purchase a car with 0 down payment” and “purchase a car with no interest loan” are There are two mainstream car buying options. You can also combine the two options and choose "Buy a car with 0 down payment and interest-free loan". In short, you can easily buy a car as long as you prove that you have a "stable source of income".

3.0 down payment is a very attractive car purchase policy. Many friends who are not well-funded want to realize their dream of becoming a car owner through 0 down payment. In fact, 0 down payment is not in compliance with national regulations, which requires consumers to provide at least 20% down payment. Therefore, if you choose 0 down payment, the bank will not lend you a loan. If you choose a reliable lending institution, 0 down payment is still reliable. Purchasing a car with 0 down payment requires the following conditions:

1) You need to be between 22-55 years old, have a stable job, and submit proof of income and ID card, household register, etc. when purchasing the car to prove your long-term residence. of documents.

2) If you are married, you still need to provide a marriage certificate. The bank needs to review the credit reports of both husband and wife, but the most important thing is that you get your driver's license.

4) For enterprises, a valid business license is also required.

4. Down payment car purchase process

1) Take all the prepared materials to the lending institution and fill out the loan application form and loan contract.

2) After that, we need to wait for the lending institution to review the information. If you meet the conditions, you will be asked to fill in some information.

3) Then wait for the loan application to be approved before picking up the car.

4) Finally, repay according to the contract.

Note: Of course, if you have financial strength, it is best to choose to buy a car with full payment or down payment. After all, the interest rate of 0 down payment is generally relatively high, so you need to consider it carefully. In addition, there may be some zero down payment traps. , be careful not to be deceived.