Hello, there is indeed insurance for reimbursement of dental medical expenses. Whether there are any restrictions depends on the insurance contract.

In most cases, there will be a limit on the number of medical visits or reimbursement during the insurance period. However, there are many kinds of dental insurance on the market at present, which are also very diverse for customers. If you have a clear medical plan, choosing the right insurance can save you money to the greatest extent.

For example, some dental insurance has the responsibility of preventive health care, so it is basically unlimited to apply fluoride to children, seal pits and clean teeth, and 100% is reimbursed, which is limited by the upper limit of insurance coverage; If you have the responsibility of basic treatment, such as filling teeth and pulling out deciduous teeth. There will be a limit on the number of times, and the reimbursement ratio may vary from product to product.

If it is dental implant, orthodontics and other insurance, it is generally an insurance company responsible for the whole process of dental implant or orthodontics, and the expenses involved are within the scope of insurance liability.

So when you consider the cost, I suggest that you first clarify your own needs:

First of all, if you go to the dentist, what do you mainly see? For example, just do dental care for children, or do adults pull out wisdom teeth, fill teeth or implant teeth and correct them?

Second, choose a product after determining your medical needs. The process of selecting products is more important, and it is necessary to determine the specific responsibilities of products, which expenses can be reimbursed and which can't.

Third, in addition to the content of insurance liability, you need to pay attention to the scope of application (medical area) of insurance products, whether it is your habit and whether it is acceptable.

There are many kinds of products on the market now. If you look at the products one by one, it may take time and effort, because on the one hand, the terms of the insurance contract are very long and professional. I suggest you find a trusted insurance broker to help you choose products. Insurance brokers can generally represent the products of many insurance companies and represent the interests of consumers, so they can help you choose products and solve problems objectively and neutrally.