Sometimes international students don't often go to the hospital even if they are sick. On the one hand, I don't know how much it will cost, on the other hand, I feel that it is not worthwhile to spend money. As we all know, the medical expenses in Japan are very high, but if you join the national health insurance, you only need to pay 30% of the total medical expenses when you pay at the hospital window. When paying the insurance premium, international students can also reduce it, as long as they have little money every month.

Come in and look at the international students who have lived in Japan for a long time, and analyze the cost of Japan's national health insurance.

No matter who it is, it is absolutely impossible not to go to the hospital. After living in an unaccustomed foreign country 1 year or 2 years, changes in weather, diet and living environment may lead to illness. Moreover, no one can predict when there will be injuries or accidents. Once you get sick, no matter it will worsen your illness, you will not only torture yourself but also bring trouble to the people around you. This article will give you a detailed analysis of Japan's national health insurance.

1, insurance procedures

You must go to the local municipal government to apply for insurance within 14 days of living in the town. In addition, when resigning and retiring from medical insurance, you must participate in universal medical insurance as you did when giving birth to a child. If you go through the formalities late, you have to go back to the first day of living in the local area and pay the insurance premium. At this time, you have to pay a high insurance premium at one time. What kinds of critical illness insurance for children are available? Which are cost-effective? Which is the most worth buying? Let's take a look at 10 the inventory of children's critical illness insurance sold by major insurance companies.

2. Insured medical expenses

(1) General examination, operation and medical treatment;

(2) Drug expenses;

(3) expenses such as tights and plastering;

(4) the nursing expenses that the doctor thinks necessary.

In addition, the national health insurance does not cover the following situations, please note:

(1) "bed difference fee" when staying in a single ward of a hospital;

(2) using expensive special treatment drugs with invalid insurance;

(3) special treatment of teeth such as gold braces;

(4) general production;

(5) induced abortion;

(6) cosmetic surgery;

(7) Health diagnosis.

3. Insurance premium reduction and exemption

If you are an international student, it is possible to reduce the insurance premium. Because the premium of national health insurance is determined according to the income of the previous year. The calculation method of national health insurance premium varies according to different towns in urban areas. Please go to the relevant window of the municipal government for details. In addition, be sure to apply for lowering the insurance premium, and don't forget to apply when you apply for insurance.

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Instructions for Japanese students to apply for national health insurance

There are sometimes people who are sick but afraid to go to the hospital among international students. Feeling uneasy and wasting money because I don't know how much it will cost. However, if you join the universal health insurance, you only need to pay 30% of the actual treatment cost at the window. There is also an international student insurance premium reduction system, which requires only a small amount of money every month.

China citizens' awareness of health insurance needs to be improved.

Health is a responsibility. According to statistics, in 2002-2003, the proportion of people aged 35-46 who died of cardiovascular and cerebrovascular diseases was 22% in China and 12% in the United States.