The so-called 0 down payment installment means that when buying goods, you don't need to pay any down payment, but pay by monthly installments until all the money is settled. This consumption pattern has become more and more popular in recent years, because for some consumers with weak economic strength, it can reduce certain economic burden and realize their desire to pursue quality of life.

The advantage of down payment installment is that more people can consume the goods they want without worrying about cash flow. For merchants, the sales method of down payment in installments can increase commodity sales, increase turnover, reduce the risk of bad debts, and establish a good cooperative relationship between consumers and merchants.

Of course, there are also some problems in the installment of 0 down payment. The most important thing is that consumers need to bear the corresponding interest and handling fees, so the final cost may be higher than the full amount. Moreover, if consumers fail to repay on time, it may also cause the risk of damage to their credit records. Therefore, when choosing 0 down payment installment, you need to carefully consider your own economic strength and credit history to avoid unnecessary economic losses.