In fact, there are still many types of dental insurance, and the protection of different dental insurance is different, so the fees paid are different. Basic dental medical insurance, this insurance product is suitable for all ages, and the insurance period is one year. The coverage includes basic dental treatment, dental health prevention, complex dental treatment and dental accident treatment, and the premium is about one year in 600 yuan. Seven days after signing the insurance contract is the waiting period, after which you can enjoy the protection.
The guarantee age of high-end oral medical insurance products is between eight and seventy years old, which is also a one-year guarantee period. But the premium is very high, and it needs to pay more than 40 thousand. This insurance mainly provides health care treatment, basic treatment and complex treatment, and it is also a seven-day waiting period. After that, you can enjoy insurance products with a maximum insured amount of 80,000 yuan. This product is suitable for people with high income and high requirements.
Accident dental insurance products, an additional type of insurance under Ping An Insurance Company, are relatively cheap and generally less than those in 400 yuan. As long as they are dental routine health care services and accidental dental treatment insurance, the insured population is between 18-55 years old. Ping An's supplementary accidental dental health insurance can provide double protection, and Ping An's underwriting is more secure. However, this insurance needs to be insured together with the main insurance, and the insurance process of additional insurance saves time and effort. The insured can have a routine care to provide dental accident protection for the insured during the insurance period, which is lower than the above two items and the total proportion is higher.