If investors want to enter the stock market, they must first open a securities account. Generally speaking, stock trading is speculation of A shares. A shares are speculated in RMB. B-share speculation in foreign currency/. /./Generally, domestic investors are less involved.

Frequently asked questions about stock account opening:

One: age limit for opening an account?

Answer: You must be at least 18 years old/. /./The date of birth on the ID card shall prevail.

Two: When do you open an account?

A: You can open an account in the business department of a securities company. The opening time is from Monday to Friday (9: 00 am to 5: 00 pm), and the location is small. You can also open an account from 9: 00 a.m. to 5: 00 p.m. Monday to Friday in a larger city. /./You can also open an account from 9 am to 5 pm on weekends.

Three: How much is the account opening fee?

50 yuan/piece of Shenzhen securities account card. /./Shanghai Securities Account Card 40 yuan/. /A * * * is 90 yuan. Some places may have discounts/. /55 yuan. Or open one and get one free/. //For example, open a Shanghai securities account and send it to a Shenzhen securities account/. //So the account opening fee is 40 yuan or 50 yuan; Some cities with a small number of securities companies may charge an account opening fee in 90 yuan. Shenzhen/. /./Shanghai/. /Guangzhou/. /./Beijing/. /Tianjin/. /./Wuhan and other places no longer charge account opening fees. The account opening fee will be paid by the sales department for you. /./You don't need money to open an account.

Four: What information do you need to open an account?

Answer: the second-generation ID card plus an ordinary bank card is enough. If you don't have a second-generation ID card, you can open an account with a first-generation ID card/. /./But you need supporting documents/. //such as driver's license/. /residence permit, etc.

V: Do I need to open online banking for my bank card? Which banks can?

Answer: Online banking/is not required. /./Ordinary bank card. It doesn't matter if you open online banking. //Bank-securities transfer is different from online banking. Agricultural Bank of China/. //Industrial and Commercial Bank of China. Bank of China/. //China Construction Bank/. /Bank of Communications/. /Shenzhen Development Bank/. China everbright bank/. /./China CITIC Bank/. //China Minsheng Bank/. //Guangdong Development Bank/. //Bank of Shanghai/. /bank of tianjin/. //Shanghai Pudong Development Bank. Seventeen banks.

How much do I need to deposit to open an account?

Answer: You can open an account without saving money. /./You can open an empty account without saving a penny. There is no limit to this, but I suggest you deposit a dollar in the bank card/. /./After opening an account, transfer this US dollar to the stock fund account through bank-securities transfer/. /./and then transfer out/. //Be familiar with the operation process of bank-securities transfer.

Seven: How much can I buy stocks?

A: According to the regulations of the stock exchange, you can buy at least one share or an integer multiple of/. /.One share equals 65,438+000 shares. Cheapest stock, Agricultural Bank of China/. //More than two yuan per share/. // 100 shares need more than 200 yuan/. //,so you can 300 yuan/buy stocks. //The threshold is very low ..

Eight: Does it matter if you don't need to open an account? Will the annual fee be deducted?

Answer: It doesn't matter to open an account/. /./No funds/. /Do not operate, and automatically close the account after three years. As long as you don't trade or buy stocks/. //There won't be any charge. There is no such thing as an annual fee/. //No annual fee will be deducted. On the contrary,/. //Many bank cards will not even deduct the annual fee after being bound to three-party depository.

Nine: Is the account opened in the bank?

A: No, there are only resident account managers or securities brokers of securities companies in the bank. /./They will accompany you to open an account all the way/. /.But you can only open an account when you return to the sales department of the securities company. Banks are just a channel for securities companies to develop customers. When you open an account with an account manager or securities broker of a securities company in a bank/. /./They will take you back to the sales department to open an account. You must go/. /.

Ten: Do you want to go to the business department of a bank or securities company for stock trading?

A: There is no need to go! You can buy and sell stocks on the computer. You can also buy and sell stocks through mobile phone stock trading software! You can trade directly online/. /./Anytime, anywhere/. /./At home.

Eleven: How long does it take to open an account?

A: When I entered the sales department/. /./If you don't queue up/. //It takes 30 minutes from completing the form. It's hard to say how long it will take to get to the sales department! If your account manager tells you that it takes three to five minutes to walk/. /./Then you have to walk for more than ten minutes. If he says it will take 20 minutes by car/. //Maybe you can't get to the sales department by car for 60 minutes. I won't say much about this/. /./You know! It's too far to go!

What's the difference between an account manager and a securities broker?

A: The account manager has a basic salary. /./Labor contract! Brokerage agency agreement/. /./Generally, there is a basic salary in the first few months/. /./After that, there is no basic salary/. /./Live entirely on commission.

Thirteen: Will it be cheaper to open an account in the sales department? Will there be agency fees through account managers or securities brokers?

Answer: If you open an account in the sales department yourself, it is a natural account/. /./Then you can't enjoy the one-on-one service of account managers or securities brokers/. /./If you have any questions, you can call customer service or Baidu! Generally speaking, the handling fee for opening an account at home is relatively high. For example, Guoxin Securities is generally 3/1000. /./CIC Securities/. /gf securities/. /Galaxy Securities defaults to one thousandth/. //China Merchants Securities is between one thousandth and three thousandths/. /Guotai Junan is also between one thousandth and three thousandths. If you look for an account manager, in Shenzhen, everything can be said to be less than one thousandth. Not necessarily in other places. So there is no agency fee/. //It is cheaper to open an account through an account manager or a securities broker/. //More offers/. //and good follow-up service! So if you open an account, don't go to the sales department yourself.

Fourteen: I have opened an account. What should I do if I can't stock up?

A: After opening an account, the account manager or securities broker will provide one-on-one guidance service. Beginner's questions can be answered! If you are a natural person who opens an account in the sales department/. /./Then there will be no one-on-one service), so before opening an account, look for an account manager or securities broker who will help you to stock up after opening an account! Your follow-up service is provided by him/. /./Whether his professional knowledge can pass is something you must consider! So ask/if you have any questions. /./See if he is patient enough/. /./Professional answer/. /coherent/. Can you answer all your questions? /Otherwise/. //Don't choose him as your account manager or securities broker! A person who can't even answer the questions of new investors/. /./Professional knowledge is definitely insufficient!

Fifteen: How to choose a securities company?

A: Of course, the securities company is very close to your home. /./on a large scale/. /./The lowest charge is the best! The service is similar/. /./It's nothing more than some short messages like market analysis/. /./Stock recommendation/. /IPO announcement! All securities companies can provide this information! There is no god in the stock market. /./So these messages may be of some use to new investors/. /./It's basically nonsense to old investors! After a long time, you may even think that these are all spam/. /./Very annoying! Big securities companies are not necessarily good/. /./Small securities companies are not necessarily bad! As long as the handling fee is reasonable. /./The service makes you satisfied.

Sixteen: Can I open an account online?

No need. You can make an appointment to open an account online. You need to go to the sales department in person to open an account. /./To scan the authenticity of the ID card/. /./Take a photo/. /./Set the password/. /./So be sure to go to the sales department in person! If you have/kloc-0 million yuan/. /./And want to open an account in another city/. //,you don't have to go to that city to open an account yourself/. //But you only need to go to the sales department of the same local securities company. For example/. /./If someone wants to open an account in our sales department/. And it's not convenient for him to come in person. /It's just that the entrusted account is very troublesome/. /./In case the client stood me up/. /./That would be a waste of time! (I don't know if I can entrust another securities company to open an account). I suggest you open an account locally!

Seventeen: Can I buy and sell stocks after opening an account?

A: There will be/on the day of Shenzhen Stock Exchange. /./Shanghai Stock Connect will be available the next day.

Eighteen: Can the stock still be used when it is opened elsewhere?

A: Of course! Buying and selling stocks are all online transactions. Other places can be used normally/. /./There is no extra charge, except for the bank card withdrawal from different places!

Nineteen: Can I open multiple stock accounts?

Answer: Shenzhen can open as many as it wants. /./Only one can be opened in Shanghai.

Is it okay to open an account in one place? /./And bind bank cards in different places?

A: Yes! You can bind the local bank card/. /./Untie from the sales department before going abroad/. /./Load a new bank card when going abroad.

Twenty-one: What should I do if my ID card is opened by someone else?

You can go to the sales department of any securities company to inquire about your shareholder information, then close the account and re-open the account!

Twenty-two: the transfer has started/. /./How to transfer money?

A: 1. Cancel the designated transaction in the Shanghai market of the original account opening business department.

2. In the original account opening business department, transfer the account stock to the seat number of the securities business department where the Bank is about to open an account.

3. After completing the above procedures, go to the securities business outlets of our bank to open an account, and open an account according to step 1.

After handling the above account opening procedures, you will become our securities trading customer. You can trade A-shares, closed-end funds, open-end funds, warrants, bonds and other trading products through the self-service entrustment system, telephone entrustment system, online trading entrustment system (online business hall of our bank and online trading software of our bank) and mobile phone trading software of our securities business department.

Twenty-three: What are the fees for buying and selling stocks after opening an account? How much do you charge?

A: According to the Notice on Adjusting the Collection Standards of Securities Trading Commissions, the trading commissions of A-shares, B-shares and securities investment funds will be subject to the ceiling downward floating system from May 1 2002. (Shenzhen) Commissions charged by securities companies to customers (including securities trading supervision fees and stock exchange handling fees, etc.). ), usually called handling fee, Shenzhen charges 0.2 175‰ and Shanghai charges 0. 1875‰, which shall not be higher than 3‰ of the securities transaction amount, nor lower than the securities transaction supervision fee and stock exchange handling fee charged. (Shenzhen) If the commission for each transaction of A-shares and securities investment funds is less than 5 yuan, it will be charged according to 5 yuan; If the commission for each transaction of B shares is less than US$ 65,438 +0 or HK$ 5, it will be charged at US$ 65,438 +0 or HK$ 5. According to the above notice, the stock commission can only fluctuate between 3‰ and 0.265,438+0.75 ‰ in theory. Detailed fees: Shenzhen A shares: commission less than or equal to 3 ‰. Starting point: 5 yuan. (Shenzhen) (that is to say, if you buy very little, and the commission fee generated according to the commission ratio is less than five yuan, you will be charged according to five yuan). The stamp duty in transfer fees is 1‰.

Shanghai A-share: commission less than or equal to 3‰ Starting point: 5 yuan. Stamp duty: Shenzhen 1‰, transfer fees 1‰ (calculated by the number of shares/). /./every 1000 copies 1 yuan/. /The minimum charge is one yuan).

The starting point of 5 yuan means that the lowest commission for buying and selling stocks is 5 yuan, and this is the lowest price. For example, if you take a taxi, the starting price is within 3km 10 yuan, then if you take one kilometer or two kilometers, less than 3km, you will be charged 10 yuan! With the online trading system, you can check the delivery slip at the transaction end to find out the actual fee charged by the broker, which is the commission divided by your own transaction amount. (Shenzhen) Inquire about delivery/. /./The delivery note is very detailed/. //What is the commission, handling fee, stamp duty and transfer fees?

Twenty-four: Do you have any gifts for opening an account?

A: Giving gifts is illegal. But many securities companies will give gifts such as stock trading machines! Wool comes from sheep. The purpose of your stock trading is to make money. /./Not to get presents! To distinguish the key points!

! As long as you feel good.