Anchor loan is a new type of internet financial management model, the core of which is the cooperation between anchor and lending institutions, allowing anchor to recommend loan products live, guiding users to apply for loans and getting corresponding commissions. Compared with the traditional loan method, anchor loan is more intuitive, convenient and efficient in the form of webcasting, which has been widely concerned and recognized by the market.

Although anchored loans have many advantages, there are also some risks. For example, there may be bad lending institutions or false propaganda information in the loan products recommended by the anchor, which may bring financial losses and credit risks to users. Therefore, when choosing an anchor loan, users must carefully evaluate the credit of their lending institutions and the authenticity and applicability of their recommended loan products to reduce unnecessary risks.

Recently, the anchor loan model began to enter the regulatory field of vision. The regulatory authorities' supervision focus on anchor lending mainly includes: risk early warning and prevention mechanism, information transparency and authenticity supervision. At the same time, in the process of further development of anchored lending, it is suggested that relevant regulatory authorities strengthen supervision and regulation in this field, strengthen supervision on information screening and risk assessment of anchored lending institutions, and promote the healthy and sustainable development of anchored lending.