This seems ok. . . . Because the exclusion of general medical insurance refers to cosmetic surgery. . . But the premise is that when you sign the insurance contract, as the insured and the insured, you have fulfilled the obligation of telling the truth, that is, when you sign the contract, you don't know that you have this problem and need surgery. . . At the same time, the current insurance contract and medical insurance are clearly written. Look at the specific terms of the contract and you'll know if it's ok.