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Which woman has better insurance? Friends who know insurance help.
Hello, I am the financial advisor of China Renshou. I have seen two products of China Life Insurance and Xinhua, both of which are very good. The coverage of Huaxia-Yili Life Insurance's annual Ankang critical illness insurance for women is more than the above two products. By contrast,

1. China Life's critical illness compensation is 40% of the insured amount.

Xinhua's compensation for serious illness is 100%, but only four kinds of serious illness are covered.

The critical illness compensation of Sino-Italian Life Insurance is 100% of the insured amount, covering 32 major diseases, including systemic lupus erythematosus and rheumatoid arthritis. China Life's similar illness only pays 20% of the insured amount.

2. Guaranteed age: China Life Insurance and Xinhua are both 70 years old, and their favorite products are guaranteed for life.

3. Waiting period for illness: China Life Xinhua 180 days, 90 days for favorite products.

4. For cancer in situ, China Life Insurance does not. Xinhua is 15% of the insured amount, which means 20% of the insured amount.

5. Accidental facial plastic surgery is not available in China Life Insurance Company, but Xinhua is covered by 10%, that is, 20% of the insured amount.

6. Due return, China Life did not, Xinhua returned the premium, and Italy returned the insured amount plus dividends.

7. For women-only surgery, China Life Insurance is 5% of the insured amount, Xinhua is not, that is, 10% of the insured amount.

In addition, the annual welfare guarantee of China and Italy also includes

1. Pay the outpatient subsidy of 5% of the insured amount every two years.

2. Nursing assistance guarantee is 20% of the insured amount.

3. Women's pregnancy complications are guaranteed at 20% of the insured amount.

4. Newborn congenital disease protection, 40% of the insured amount.

You can leave me a message if you need a detailed plan.