1, because commercial medical insurance does not reimburse medical expenses for myopia surgery.

Because myopia surgery belongs to corrective surgery in a strict sense, it is stated in the exemption clause of commercial medical insurance that the insurance company will not bear the responsibility for medical expenses such as corrective surgery and plastic surgery, and the related expenses arising therefrom will be borne by the insured. Moreover, myopia surgery is actually not a necessary and reasonable medical expense caused by illness or accident, and it is not within the reimbursement scope of commercial medical insurance;

2. The basic medical insurance does not reimburse the medical expenses of myopia surgery, because myopia is not a treatment plan recognized by the medical and health system as necessary for surgery, so it is not included in the scope of medical insurance reimbursement. However, if the insured suffers from myopia due to cataract, the basic medical insurance can reimburse the related treatment expenses.