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Q: Has anyone made a claim for Ping An E Life? I bought insurance and got sick. What happened to the unsuccessful hospital claim?

A:

The deductible of ping an e life insurance, and the expenses within 10000 yuan are stipulated to take care of themselves. So you spent 8000 yuan during your hospitalization, and you haven't reached the claim amount of Ping An E Life, so the claim failed. When buying insurance, you should first understand the exemption clauses of insurance, such as Ping An E Life Insurance:

1, Ping An E Life Insurance exempts the insured from 25 responsibilities, including occupational diseases, high-risk sports and cosmetic surgery.

2, there is a 30-day observation period, and if you are hospitalized within 30 days, you cannot claim compensation.

3. The deductible is 10000 yuan, and the expenses below 10000 will not be compensated.