I think as a college student with a little self-control, I can't accept this kind of loan, let alone understand whether this kind of loan is legal or not, and I can't understand this kind of behavior of indirectly selling my body to borrow money.
Bare loan for college students is a topic that has only appeared in recent years. If there is such a loan method, I am afraid the main reason is lack of money.
Girls study day and night in the college entrance examination and come to a new environment-university. It can be said that there have been new changes. Most girls began to dress up after college. Skin care products are never cheap. Even if you don't pay attention to it, you don't wear makeup every month, and skin care alone may cost hundreds of dollars. There are many women who pursue not only the quality of skin, but also the beauty of skin. They feel that their single eyelids are not good-looking, their skin is not white enough, etc., and they choose plastic surgery. In addition, clothes are also extra consumption. Every month and every quarter, girls have to buy new clothes, which is so much for a month.
Lack of money is the most fundamental reason for female college students to choose naked loans, and these illegal platforms usually attract you to come to naked loans with attractive conditions, but when you really do such a transaction, you can use photos to coerce you to do other things. If you can't pay back the money, you will start threatening your classmates and roommates, and even upload your nude photos online in exchange for money.
As a rational college student, don't enter the abyss of' naked loan'. The consumption level should be based on your actual situation, and you can't blindly consume, only taking care of temporary eating, drinking and having fun. You know, if your parents finally find out about your naked loan, they will pay you back, and they will be worried.
One of the reasons why' naked loan' can prevail is also because it is convenient and fast. You can get the money by uploading some personal information. It may be really easy, but it is certainly no more meaningful than making money through your own ability. So, if the monthly living expenses really can't meet your needs, you can choose:
Part-time job after school. I believe that no matter which university, legal part-time jobs can still be seen everywhere. If you take part-time jobs for a few hours in your spare time or on weekends, you can not only solve your living expenses, but even be independent. Why not? I can't help but admire my friend from the bottom of my heart when I think that she has been able to earn money to buy a laptop by herself.