After the customer's transfer is confirmed, it shows that the other party has set deferred entries to be entered, so after two hours, as long as the customer does not cancel the transfer, it will not be returned to the original account, but will be transferred to the collection account.

Take China Construction Bank as an example:

CCB's counters, intelligent teller machines, online banking, mobile banking, telephone banking and other channels provide three remittance methods: real-time (including online banking real-time inter-bank transfer is divided into expedited and ordinary inter-bank transfer), two hours later and the next day (zero remittance the next day).

Among them, the arrival time of CCB's transfer to other banks depends on the handling situation of the People's Bank of China and the receiving bank, and the actual entry of the receiving account shall prevail. In general, the customer has set the time for the transfer to the account (2 hours later, the next day (the next day is zero)). During this waiting period, if in doubt, the transferor may apply to withdraw the transfer application.

Extended data:

The specific rules for canceling deferred transfer are as follows:

I. Non-real-time transfer through counter channels

(1) Non-real-time transfers (including intra-bank and inter-bank transfers) made by debit cards and quasi-credit cards of China Construction Bank through counter channels (counter express delivery and intelligent teller machines) are supported for cancellation through processing outlets (counters and intelligent teller machines), telephone banking, personal online banking (IE9 or above or other browsers are recommended) and mobile banking.

(2) Cash express business handled by cash through the counter channel can be cancelled by handling the counter of outlets.

(3) Use other banks' cards to handle non-real-time transfer at our intelligent teller machines. If you need to cancel the transfer, please contact the issuing bank to apply for cancellation.

Two. Non-real-time transfer through electronic channels: Non-real-time transfer through online banking, mobile banking and telephone banking channels can be cancelled at any branch, telephone banking, personal online banking and mobile banking of the first-tier branch where the transfer-out account is opened.

China Construction Bank-Transfer Arrival Time

China Construction Bank-How to Cancel Delayed Transfer?