Down payment ratio for house purchase in Hangzhou 1. Commercial loan (1) If you don’t own a house in Hangzhou and have no loan history, the down payment is at least 30% (2) If you don’t have a house in Hangzhou but have a loan record, the down payment is at least 60% (3) If you have a house in Hangzhou, the minimum down payment is 60%. 2. Provident fund loan (1) If you don’t own a house in Hangzhou and have no loan history, the minimum down payment is 30% (2) If you don’t have a house in Hangzhou but have a loan record, the minimum down payment is 60% (3) In There is a house in Hangzhou, and the minimum down payment is 60%

Hangzhou implements a purchase and loan limit policy. The down payment ratios for the first house and the second house are different, as shown in the table below: The minimum down payment in Hangzhou is 30%, and the down payment for a 90-square-meter apartment is Just over 260,000.

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