It is not difficult to repair such a small protrusion. It takes about five or six hours for shaping, painting and drying. Generally, it can be repaired in a repair shop for three or four hundred yuan, and I am afraid it will cost more than 500 yuan in a 4S shop. Don't insure this small lump. If you get insurance, the discount for next year will be gone, which is equivalent to spending more money, which is not cost-effective.