When opening a basic deposit account, the bank generally requires the legal person to be present in person, but the handling personnel do not need to be present in person if they provide the original legal person ID card and power of attorney.

A basic bank account is a bank account handled by an enterprise to meet daily and cash receipt and payment business. After the basic bank account is completed, the bank will issue an account opening license to supervise the credit and capital flow of the enterprise.

For transfer settlement and cash deposit business, the general head of the bank is an enterprise, and the general household cannot withdraw cash.

Temporary bank account is a bank account opened by an enterprise to meet temporary needs. For example, temporarily remitted funds for capital verification or funds purchased from abroad and remitted to local banks.