At present, some insurance companies have introduced a lot of health insurance for women to protect common diseases of women such as breast diseases, cervical diseases and ovarian diseases.
There are many kinds of women's health insurance, and the following father lists some:
1. Commercial medical insurance
I believe everyone has participated in medical insurance, but the scope and proportion of medical insurance reimbursement are strictly limited.
Commercial medical insurance is an effective supplement to medical insurance, which can reimburse medical expenses caused by illness and further reduce the economic burden of families.
So what do you recommend for medical insurance? You can check this article: "2020 medical insurance list, which kind of medical insurance is the most worth buying?" ”》
2. critical illness insurance
Critical illness insurance covers major diseases agreed in the contract, generally including moderate and mild liabilities.
If the insured suffers from the diseases agreed in the contract and meets the conditions for claim settlement, he may apply to the insurance company for claim settlement.
Different from the reimbursement form of medical insurance, the premium of critical illness insurance is paid in one lump sum, and there is no limit on whether the money is used for treatment or other aspects.
Dad reminded female friends that when buying critical illness insurance, we should pay attention to whether the product covers high-risk diseases of women.
3. Accident insurance
Accidents are everywhere, and it is difficult for us to predict such risks.
Therefore, whether it is a professional woman or a full-time nanny, everyone should be equipped with accident insurance.
4. Term life insurance
Life insurance guarantees a person's life. When the insured dies/is totally disabled, the insurance company will pay the insurance money.
This insurance money is a one-time payment, which can be used as the follow-up living expenses of family members to ensure the quality of family life.
Term life insurance is recommended for family breadwinners, such as young women, but it can also be considered appropriate if they are too old or do not bear economic responsibilities in the family.
5. Endowment insurance
The life expectancy of women is generally longer than that of men. If they have spare capacity, they can plan their pensions in advance.
Endowment insurance can provide a reliable guarantee for our old age and avoid "no support for the old".
6. exclusive insurance for women
There are many insurances specifically for women on the market now. These "tailor-made" products meet the needs of women with different needs.
For example, there are cancer insurance for women, disease insurance for women, and million accident insurance for women, etc ... They are specially designed for women and can take care of women's health more comprehensively.
The insurance consulting platform of Dad Insurance provides a comprehensive analysis of the advantages and disadvantages of insurance products and a detailed comparison of insurance products. Buying insurance is no longer afraid of being cheated!