Medical insurance is a major benefit for the national economy and people's livelihood. When we were sick, we were given a large subsidy, which could reimburse a large part of the expenses. However, there are five situations in which medical insurance cannot reimburse: those who did not seek medical treatment in designated hospitals cannot be reimbursed, and those who are third-party responsible for the accident cannot be reimbursed. Reimbursement cannot be reimbursed even if it exceeds the cap line of medical insurance or does not reach the deductible line of medical insurance. In addition, some special medical care or special drugs cannot be reimbursed by medical insurance. 1. To use medical insurance, you need to seek medical treatment in a specified hospital.

First of all, medical insurance cards can only be reimbursed in designated hospitals. For example, some public hospitals can be reimbursed. However, there are also many private hospitals that can use medical insurance, but the cost of private hospitals is higher than that of public hospitals. It is a bit higher, and the reimbursement standards of private hospitals are not clear, so it is better to choose public hospitals for medical treatment. 2. Reimbursement cannot be made if it does not reach the medical insurance compensation line, or exceeds the medical insurance cap line.

The second situation is that the claim line of medical insurance is not reached. Not every money we spend can be reimbursed by medical insurance. If the amount of consumption is too low, no compensation will be paid. Of course, the claim line also has certain standards. The development level of each region is different, so the starting claim line and cap line of medical insurance are also different. The details depend on each place. standards. 3. Special medical care or special drugs will not be compensated.

Medical insurance is used to save lives, not to provide health care. According to the actual situation in our country, it is very difficult to save lives through medical treatment, so some health-care medical treatments cannot be reimbursed. In addition, there are some special drugs that are not included in the scope of medical insurance and are not reimbursed. In addition, there is an accident situation. If there is a third-party responsible person, the third-party responsible person needs to bear the responsibility, and medical insurance cannot pay for it.

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