The second reimbursement standard of serious illness medical insurance refers to the medical expenses within the scope of medical insurance plan. The proportion of reimbursement can be determined according to the level of expenses, and cumulative compensation can be implemented. There is no maximum compensation limit, and the minimum compensation standard is 6.5438+0.5 million yuan. According to the different medical expenses within the scope, the reimbursement ratio will be different, of which the reimbursement ratio is 55%. The reimbursement rate is 60% from 60,000 yuan to 654.38+10,000 yuan, 65% from 65,438+10,000 yuan to150,000 yuan, 70% from150,000 yuan, and 50% from hospital transfer.

According to the local financing level, adjust the growth level of medical expenses and the level of economic and social development year by year, and minimize the burden of personal medical expenses of the insured.