How to withdraw Hefei housing accumulation fund
The process of extracting housing provident fund in Hefei needs to follow the Regulations on the Management of Housing Provident Fund. If the employee withdraws the balance stored in the housing provident fund account, it shall be verified by the unit where he works and a certificate of withdrawal shall be issued. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.
To sum up, everyone has a certain understanding of the extraction process of provident fund, and the provident fund can enjoy great loan concessions when used to buy a house. In today's era of rapidly rising housing prices, buying a house with provident fund loans can bring us great benefits.