1, with wide coverage
Compared with traditional medical insurance, the coverage of high-end medical insurance plan is wider. Traditional medical insurance can only guarantee the treatment cost of common diseases, while high-end medical insurance plans can contain more protection contents. For example, the high-end medical insurance plan can include the cost guarantee of high-risk operations such as heart surgery and liver transplantation, as well as special drugs, imported drugs, rehabilitation expenses and nursing expenses.
2. High guarantee
Another feature of the high-end medical insurance plan is the high amount of protection. Compared with the traditional medical insurance, the high-end medical insurance plan has a higher amount of protection, which means that even some high-value medical care can be fully guaranteed. Moreover, the high insurance coverage can also make people not have to think too much about economic problems when facing major diseases, and can focus more on treatment and rehabilitation.
3. Full service
The high-end medical security plan also has a wide range of services, including not only medical security, but also psychological counseling, overseas medical care, health management and other services. For example, in the face of serious illness, some people will feel psychological pressure and anxiety, and the high-end medical security plan can provide psychological counseling services to help people alleviate their pressure and anxiety.
The significance of high-end medical care:
1. Provide comprehensive medical insurance: High-end medical insurance usually covers a wider range of medical services and projects, including hospitalization, outpatient service, surgery, medicine and psychotherapy. It may even include proton heavy ion therapy and overseas medical treatment. This kind of security can meet the needs of high-end customers for comprehensive medical care and provide more comprehensive medical security.
2. Breaking through social security restrictions: High-end medical insurance usually does not restrict social security catalogs and non-social security catalogs, which means that insured people can enjoy more medical resources and medical services when seeking medical treatment, and are not restricted by social security catalogs.
3. Providing high-quality medical services: High-end medical insurance is usually free to choose hospitals and doctors, including public hospitals, private hospitals and foreign-funded hospitals. This enables the insured to enjoy better medical services, and at the same time provides them with more choices when seeking medical treatment.