Keywords: "Shanghai Nine Articles", the strictest new property market policy in history (March 25th)

Policy content:

1, strictly implement the housing purchase restriction policy.

Increase the number of years for non-resident families to pay personal income tax or social insurance when buying a house, and adjust it to pay for more than two years in the first three years from the date of purchase, and for more than five years before the date of purchase.

2. Implement differentiated housing credit policies.

For households with 1 apartment, if they apply for commercial personal housing loans to buy ordinary self-occupied housing again to improve their living conditions, the down payment ratio shall not be less than 50%; For households with 1 apartment, if they apply for commercial personal housing loans to buy non-ordinary self-occupied housing again in order to improve their living conditions, the down payment ratio shall not be less than 70%.

3. Increase the supply of housing land.

Accelerate the preparatory work for the transfer of housing land, increase the supply of commercial housing land, and increase the proportion of small and medium-sized commercial housing land, not less than 70% in the central city and not less than 60% in the suburbs (in the suburbs where the contradiction between supply and demand is prominent, the supply ratio will be increased to 70%).

4. Strengthen market supervision and carry out law enforcement inspection.

Further strengthen the pre-sale management of commercial housing to prevent real estate hoarding. Further strengthen transaction management and put the review of housing purchase restriction from the real estate registration link to the transaction filing link. Standardize the behavior of real estate agents and strengthen the management of online signing of real estate agents and employees. Establish a third-party supervision system for second-hand housing transaction funds. Strengthen the management of housing mortgage, housing lease and housing property rights.

5. Accelerate the transformation of old areas and "villages in cities"

Accelerate the transformation of old houses in the central city and "villages in the city" and actively carry out the transformation of old towns in the suburbs. Accelerate the comprehensive transformation of old houses and improve the safety performance and use function of old houses. Accelerate the process of leveling and handover of demolition bases, continue to promote the construction of resettlement houses in old areas, and fully guarantee the land supply needed for housing construction and supporting facilities construction.

Keywords: "Six Articles in Shanghai" (65438+1October 9)

Policy content:

1. Further increase the supply of land for commercial housing; 2. Further strengthen the supervision of the sources of funds for commercial housing land transactions; 3. Further strengthen the pre-sale management of new commercial housing; 4. Severely investigate and deal with illegal acts in the real estate market; 5. Fully implement the supervision system of stock house transaction funds; 6. Strengthen policy interpretation and publicity.

The transaction volume of Shanghai's property market fell for three consecutive days from September until165438+1October 28th, when Shanghai introduced the New Deal. If the policy of 2065438+early 2006 is constantly stimulating market demand, then the property market policy in the second half of the year is rapidly cooling down.

Keywords: Stop "Relay Loan" and "Heli Loan" (1 1.3)

165438+1October 3, in order to effectively implement the requirements of Shanghai's real estate regulation and control and the spirit of the Shanghai headquarters housing credit work conference of the People's Bank of China, and give full play to the important role of industry self-discipline in real estate financial regulation and control, the Shanghai market interest rate pricing self-discipline mechanism issued the Resolution on Effectively Implementing Shanghai's real estate regulation and control spirit to promote the orderly operation of the real estate financial market, further requiring all commercial banks to strictly implement Shanghai's real estate regulation and control policies and maintain the order of the real estate financial market.

Stop relay loans and heli loans in an all-round way, and prohibit ex-wives and ex-husbands from participating in loan repayment.

Keywords: the minimum down payment ratio of the first suite is 35% (165438+1October 29th)

Policy content:

20 165438 from October 29th, 2006, with the down payment ratio of not less than 35%. If a resident family that already owns 1 apartment in Shanghai or has no housing in this city but has a housing loan record applies for a commercial loan and buys an ordinary self-occupied house, the down payment ratio shall not be less than 50%; For the purchase of non-ordinary self-occupied housing, the down payment ratio shall not be less than 70%.

In the first week of the implementation of the New Deal, according to Sohu's focus statistics:11.28-12.4, the transaction volume of new commercial housing in Shanghai was1365,438 sets, and the chemical area was150,539 square meters, up 28.2% from the previous month. The average transaction price in the city was 44,746 yuan/square meter, down 7% from the previous month. A total of 752 new houses entered the market last week. The volume of new houses in Shanghai fell for three consecutive days.

20 16, the property market policy is ups and downs, and the whole thing is a hundred turns. Are you benefiting or suffering?

(The above answers were published on 20 16- 12-25. Please refer to the actual purchase policy. )

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