Shanghai Bank is a wealth management product, which usually invests in the form of fixed term and fixed interest rate. According to the regulations of Shanghai Bank, steady income is generally non-transferable, that is, investors cannot transfer it to others after purchase. This is because the steady income is a regular wealth management product, and its income and term are determined according to the amount and term of the investor's purchase, which is not suitable for transfer. If it is necessary to terminate the investment in advance, it may be necessary to pay a certain penalty or not enjoy all the benefits. Therefore, before buying a stable profit, it is recommended that you read the product manual carefully and consult the relevant bank staff to understand the specific regulations and risks of the product.