Current location - Plastic Surgery and Aesthetics Network - Plastic surgery and medical aesthetics - Can college students get loans from banks, Zhihu?
Can college students get loans from banks, Zhihu?
Can college students get loans?

Can college students get loans?

College students belong to the category of adults, and loans are completely acceptable. There are several ways for college students to borrow money:

First, to apply for a student loan from a school, you can consult and negotiate with the academic affairs office of the school. If allowed, the school will handle the loan.

Second, interest-free loans for entrepreneurial countries can be consulted in relevant communities with graduation certificates and identity documents. If fully qualified, you can apply for a loan.

Third, the state also takes care of college students' loans in terms of bank loans, but I need to have a business license for the business premises and relevant industrial and commercial departments.

In addition, the relevant interest-free policies on college students' self-employment loans are as follows, which are the official regulations of our country and are hereby forwarded to you for your reference:

First, the conditions for applying for college students' entrepreneurial loans:

1, college degree or above;

2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.

Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years.

Third, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans.