Can college students get loans?
College students belong to the category of adults, and loans are completely acceptable. There are several ways for college students to borrow money:
First, to apply for a student loan from a school, you can consult and negotiate with the academic affairs office of the school. If allowed, the school will handle the loan.
Second, interest-free loans for entrepreneurial countries can be consulted in relevant communities with graduation certificates and identity documents. If fully qualified, you can apply for a loan.
Third, the state also takes care of college students' loans in terms of bank loans, but I need to have a business license for the business premises and relevant industrial and commercial departments.
In addition, the relevant interest-free policies on college students' self-employment loans are as follows, which are the official regulations of our country and are hereby forwarded to you for your reference:
First, the conditions for applying for college students' entrepreneurial loans:
1, college degree or above;
2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.
Second, the loan term: the small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. No longer enjoy financial discount after 2 years.
Third, the loan method: the way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans.