The interest rate of 0 down payment for new energy vehicles is still relatively high, so it is not recommended that you buy 0 down payment for new energy vehicles. Later, your monthly payment will be much more than others' down payment. If you can buy a car in full, of course, you can look at the introduction brought by Bian Xiao.
How much more expensive is the down payment for new energy vehicles than the down payment?
To give you an example, for example, the car price is 65,438+10,000, so let's see how much it costs to buy a car with zero down payment. The loan amount is actually the car price of 6,543,800 yuan. The down payment is mainly composed of insurance purchase tax, handling fee and licensing fee. Here, I need to explain to you that the down payment GPS will definitely be installed.
65,438+10,000 yuan car, it will cost about 24,900 yuan to buy a car with zero down payment. And more importantly, the interest rate of zero down payment car loan is very high. Generally speaking, if you borrow 654.38+ 10,000 yuan for three years, the interest will be around 20,000 yuan. All in all, the cost of buying a car with zero down payment is about 144900 yuan.
If you buy a car in full, you will save a lot of money. The cost of buying a car is mainly composed of car price, purchase tax, insurance and licensing. The landing cost of a car with a car price of 654.38+ 10,000 yuan is about 654.38+065.438+05000 yuan. From the cost comparison, it is not difficult to see that buying a car with zero down payment costs 29,900 yuan more than buying a car with full payment.