It will rust after a long time. If it rusts, it can't be insured, because the insurance company's rule is to report the case within 48 hours, otherwise it will not be settled. If it rusts, you know it will take more than two days.

This kind of damage does not need to be replaced, only plastic painting is needed. Excelle, 4S is estimated to be around 300-400, and the damage of the repair shop is around 200. If the concave position is close to the contact position between the rear door and the rear wheel, it needs to be sprayed with the rear fender. The 4S is about 800, and the repair shop is about 500.

This situation is determined by your own car damage insurance, and the scratch insurance only pays for scratches without deformation. Obviously, this situation does not belong.

If you really don't have time to do it now, you can also use scratch insurance when the insurance is about to expire. The method is to use your key to scrape off the paint on the undamaged part of the deformed side of your threshold. Anyway, spray it together, that is, in 4S, you may have to pay for cosmetic surgery yourself, and the repair shop can help you take away the cosmetic expenses.

In addition, the current insurance is linked to the number of times you have been out of danger. PICC and Pacific Insurance go out of danger twice a year, and the premium will rise next year, about 7%, and 30% for the third time. Other insurance companies see the terms. Anyway, the current policy market is like this, you should grasp the number of times you take risks.