Hemorrhoids are also a disease of human body, and sometimes there will be serious complications, which require hospitalization. This situation can generally be paid by medical insurance, because its treatment is different from plastic surgery, because of its own demand for beauty, but the disease afflicts patients and must be treated.

However, in many cases, patients with mild symptoms do not need to be hospitalized, and outpatient local anesthesia can be used for hemorrhoids surgery, which requires outpatient medical insurance fees; If hemorrhoids are serious, they need hospitalization surgery, which will be paid by hospitalization medical insurance.

However, hospitalization in the international department of some private hospitals or public hospitals may not enjoy medical insurance benefits.

Therefore, hemorrhoids surgery can generally use medical insurance, and the specific situation requires specific consultation from the hospital.

Medical insurance coverage:

1, drug reimbursement for basic medical insurance

Our country now divides drugs into three categories: A, B and C, among which A drugs are within the scope of medical insurance, so medical insurance can only reimburse A drugs, and B and C drugs cannot be reimbursed;

2. Reimbursement of basic medical service facilities

This reimbursement scope mainly refers to bed fees, first-aid bed fees, consulting fees, etc. Expenses incurred by the insured in the process of diagnosis, treatment and nursing in designated medical insurance institutions;

3, the basic medical insurance treatment project reimbursement

It must be a safe and effective diagnosis and treatment, and the charging standard shall be determined by the price department. Need to be treated in a designated medical institution.

To sum up, under China's current medical insurance policy, hemorrhoids surgery is included in medical insurance hospitalization reimbursement, but the premise is to purchase relevant medical insurance. Due to the different medical insurance policies in different places, the reimbursement ratio is not consistent. Whether some related drugs and consumables will be included in medical insurance reimbursement, the reimbursable items and proportions are different, and the materials required for reimbursement are also different. If it involves reimbursement in different places, it will be more complicated, and it will be determined according to the local medical insurance policy. The specific situation requires further consultation with the local medical insurance department.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.