It takes 3 years or more for the commercial housing purchased by enterprises to be listed and traded again. At the same time, in order to further standardize the transaction behavior, the purchase restriction review is placed in the transaction filing link.
Among them, the personal income tax or social security period paid by non-registered households in this city has reached 5 years or more, and a marriage certificate is required.
Extended information "Several Opinions on Further Improving the Housing Market System and Security System of this Municipality to Promote the Stable and Healthy Development of the Real Estate Market";
Four, the implementation of differentiated housing credit policy
For households with 1 apartment, if they apply for commercial personal housing loans to buy ordinary self-occupied housing again to improve their living conditions, the down payment ratio shall not be less than 50%; For households with 1 apartment, if they apply for commercial personal housing loans to buy non-ordinary self-occupied housing again in order to improve their living conditions, the down payment ratio shall not be less than 70%.
Commercial banks should strengthen the verification of the down payment of buyers. When applying for a loan, buyers should promise that the down payment is their own funds. Those who violate the promise will be included in the city's public credit information service platform as untrustworthy information.
People's Daily Online-Shanghai Property Market New Deal released? The social security conditions for non-Shanghai residents to purchase houses were extended from 2 years to 5 years.