Online loans cannot be repaid and will not lead to imprisonment. Even if the online lending platform brings a lawsuit to the court because the borrower fails to repay the loan, it belongs to the category of civil disputes and does not involve criminal activities, so it will generally not be sentenced to imprisonment.

Only after the court accepts the judgment, the borrower needs to pay off the arrears in time. If the court still refuses to repay the loan after the judgment, the court can enforce it at that time.

Of course, online lending platforms will not easily sue. Borrowers are advised to pay off their debts as soon as possible. If you really can't pay off for a while, you can take the initiative to contact the platform customer service and try to negotiate a deferred repayment.

You can get the online loan big data report from the platform of "Xiaoqi Credit Information", which contains information such as online loan history, overdue details of online loans, liabilities, untrustworthy information, and online loan blacklist.

Extended data:

Is it necessary to go to jail for overdue online loans?

Disputes arising from overdue online loans belong to civil disputes. Since it is a civil dispute, there will be no punishment and no jail time. The way to solve civil disputes is to negotiate between the two parties, or bring a lawsuit to the court and settle it through a court decision. If negotiation fails, the borrower can only go to court, and the borrower can finally repay the loan according to the court decision.

In one case, the overdue online loan will indeed lead to imprisonment, but this is not caused by the online loan itself, but because after the court decision takes effect, the borrower has the ability to repay but refuses to fulfill the repayment obligation. This situation may constitute a crime of refusing to perform the court's ruling, and if the circumstances are serious, it may bear criminal responsibility.

Many online loans are unsecured and unsecured loans, belonging to pure credit loans. Online lending platforms generally look at personal information during the audit, such as address book and sesame score. Therefore, normal borrowing users generally do not constitute the crime of fraud in the legal sense.

Generally speaking, it is very rare to go to jail because of overdue online loans. Most borrowers are overdue online loans, because the interest on online loans is too high and they really have no repayment ability, instead of refusing to repay if they have money.

Won't you go to jail after the online loan is overdue?

Disputes arising from overdue online loans belong to civil disputes. Since it is a civil dispute, there will be no punishment and no jail time. The way to solve civil disputes is to negotiate between the two parties, or bring a lawsuit to the court and settle it through a court decision. If negotiation fails, the borrower can only go to court, and the borrower can finally repay the loan according to the court decision.

In one case, the overdue online loan will indeed lead to imprisonment, but this is not caused by the online loan itself, but because after the court decision takes effect, the borrower has the ability to repay but refuses to fulfill the repayment obligation. This situation may constitute a crime of refusing to perform the court's ruling, and if the circumstances are serious, it may bear criminal responsibility.

Many online loans are unsecured and unsecured loans, belonging to pure credit loans. Online lending platforms generally look at personal information during the audit, such as address book and sesame score. Therefore, normal borrowing users generally do not constitute the crime of fraud in the legal sense.

Generally speaking, it is very rare to go to jail because of overdue online loans. Most borrowers are overdue online loans, because the interest on online loans is too high and they really have no repayment ability, instead of refusing to repay if they have money.

In order to maintain a good credit record, we should also pay attention to our online loan big data in time. This can be done by querying in Winnie Hsin and clicking Query to see our own online loan big data report, so as to maintain good credit at all times.

Extended data:

Can I go to jail if I can't afford the online loan?

Online loans cannot be repaid and will not lead to imprisonment. Even if the online lending platform brings a lawsuit to the court because the borrower fails to repay the loan, it belongs to the category of civil disputes and does not involve criminal activities, so it will generally not be sentenced to imprisonment.

Only after the court accepts the judgment, the borrower needs to pay off the arrears in time. If the court still refuses to repay the loan after the judgment, the court can enforce it at that time.

Of course, online lending platforms will not easily sue. Borrowers are advised to pay off their debts as soon as possible. If you really can't pay off for a while, you can take the initiative to contact the platform customer service and try to negotiate a deferred repayment.

Will online loans go to jail if they don't pay back the money?

number

Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development. At the same time, banks can also obtain loan interest income and increase their own accumulation.