First of all, we should write a good indictment, which should be concise and to the point, including the relevant information, litigation request, facts and reasons of the original defendant; Then take the relevant evidence and the indictment to the court to file a case and pay the legal fees. Relevant evidence includes IOUs, transfer records or IOUs, reasons for arrears and other evidence. After the court accepts the case, it waits for the court to inform the court to open the session. After the trial, a judgment will be made according to the evidence provided by both parties through court investigation and debate. The general summary procedure of first instance is three months, and the general procedure is six months. After the trial of the first instance, both parties do not appeal, and the judgment of the first instance becomes effective. You can apply to the court for enforcement according to the effective judgment to safeguard your legitimate rights and interests.