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Can I use my medical insurance card for dental surgery?

Dental surgery cannot be reimbursed with medical insurance cards.

Generally, medical insurance can reimburse part of the cost of dental treatment, but whether dental treatment can be reimbursed using a medical insurance card requires a specific analysis, because the medical insurance policies in different regions may be different. Under normal circumstances, the following conditions need to be met:

1. Diagnosed with dental deformity: You need to go to a regular dental hospital for examination and diagnosis. After the dental deformity is diagnosed, the doctor will issue a corresponding diagnostic certificate;

2. Medical insurance reimbursement scope: You need to check the local medical insurance policy to understand whether dental treatment is within the scope of medical insurance reimbursement, as well as the reimbursement ratio and limit and other specific conditions;

3. Social insurance participation status: You need to participate in local social medical insurance and meet the prescribed payment years and payment base requirements before you can use the medical insurance card to reimburse part of the expenses.

The process for using a medical insurance card is as follows:

1. Apply for a medical insurance card: First, you need to go to the local social security institution to apply for a medical insurance card, fill in the relevant application form and provide the original ID card, The original social security guarantee and other relevant materials will be collected after review;

2. Medical treatment: When seeking medical treatment, bring the medical insurance card to the hospital or clinic, and swipe the medical insurance card when registering, and the medical insurance system will automatically recognize and Record the registration information;

3. Medical treatment settlement: After the medical treatment, go to the hospital settlement window to swipe your card to settle. The medical insurance system will calculate and automatically settle the medical expenses, and the patient only needs to pay the personal portion;< /p>

4. Reimbursement: If the patient needs reimbursement, he or she can apply for reimbursement at the social security agency or social security website, and submit relevant medical expense receipts, application forms and other materials. The social security agency will review the application and verify the authenticity of the expenses. and reasonableness. After approval, the reimbursement portion will be credited to the account designated by the patient.

To sum up, the social security usage procedures in different regions may differ due to specific policies and implementation methods. It is recommended to consult the local social security agency for relevant policies and procedures before using it.

Legal basis:

Article 2 of the "Social Insurance Law of the People's Republic of China"

The state establishes basic pension insurance, basic medical insurance, and work-related injury insurance , unemployment insurance, maternity insurance and other social insurance systems to protect citizens’ rights to obtain material assistance from the state and society in accordance with the law in the event of old age, illness, work injury, unemployment, childbirth, etc.

Article 26

The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with national regulations.

Article 28

Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be deducted from the basic medical insurance fund in accordance with national regulations. Pay.