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Can I pay for the operation with medical insurance if I am not hospitalized?
To tell the truth, a minor operation like this can be done in the clinic, but if you don't know anyone, you will be asked to do it in the operating room. For example, the branch of the First Hospital (that is, the Sixth Hospital) will be around 700 yuan, provided that you are not hospitalized, the hospitalization will cost 2,000 yuan.

The acquaintance I found in the Sixth Hospital, the director personally operated it, and it was settled for 400 yuan. There is no need to spend money on dressing change in the future.

If you don't know anyone, you can go to the Third Hospital, which is relatively cheaper.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.