1, medical insurance is mainly divided into employee medical insurance and resident medical insurance, and the reimbursement ratio is also different;

2. According to the level of hospitalization expenses, the proportion of medical insurance reimbursement for employees is 85% between 1300 yuan and 30,000 yuan, 90% between 30,000 yuan and 40,000 yuan, 95% between 40,000 yuan and100,000 yuan and 85% between100,000 yuan and 300,000 yuan.

3. Residents' medical insurance consists of urban residents' medical insurance and the new rural cooperative medical system. The reimbursement rate of the first-level hospital is 65%, and the deductible line is 300 yuan; The reimbursement rate of secondary hospitals below 6,000 yuan is 65%, and that of hospitals above 6,000 yuan is 80%. The deductible line of county secondary hospitals is 400 yuan, and the deductible line of municipal secondary hospitals is 600 yuan.

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.