Protect yourself and call the police. Lianxin Group reminds you that violent debt collection is illegal!

What behaviors constitute violent debt collection?

1. Telephone collection

Call and send text messages more than 3 times on the same day

Pretend to be a member of the national law enforcement agency to intimidate the borrower

Forged court, public security, lawyers and other national law enforcement agencies and legal documents to collect collection

Carry out telephone collection at times other than 8:00 am to 9:00 pm

Threaten the borrower to repay by bombing the address book

Bombing the borrower's address book if the borrower has not lost contact

Threatening and intimidating the borrower by exposing personal information and privacy< /p>

After personal photos are photoshopped, customers are threatened with repayment

Illegal software is used to bombard the borrower’s mobile phone number and address book with text messages and phone calls

2. Door-to-door collection

More than 3 people came to the house

Illegal intrusion into the house or refusal to leave the house despite the borrower's dissuasion

Personally assaulting and verbally insulting the borrower

Threaten the borrower’s family to force the borrower to repay the loan

Illegal detention of the borrower and his family’s personal freedom

Promote the borrower’s workplace, causing the borrower to lose his job

Cause Economic losses to the borrower

Damage to the reputation of the borrower

The above are all violent debt collection behaviors. I hope everyone can more intuitively understand the definition of violent debt collection and what constitutes violent debt collection. .

What should you do if you encounter violent debt collection?

Normal collection is usually a text message or phone call. Occasionally, there will be door-to-door collection, but no more than 2 people. Collection is civilized and does not constitute harassment. If the debtor still fails to pay, the financial institution will Go to court for enforcement.

If you are very unfortunate and encounter violent debt collection, what should you do at this time? The first is to protect yourself and not to confront someone head-on; secondly, you can choose to call the police and use legal means to legally protect your personal rights from being harmed.

Please remember, do not try loan sharking, which is a poisonous loan method. Once you fail to repay the loan on time, you will fall into the vicious circle of borrowing with compound interest. It may seem to alleviate the temporary difficulties, but it may later Half a lifetime of happiness must be built into it, develop good consumption habits, saving habits, work hard, and live healthily.

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