1. College graduates start their own businesses within two years after graduation and apply for business licenses in the industrial and commercial departments where the entrepreneurial entities are located. If the registered capital (capital) is less than 500,000 yuan, it is allowed to be put in place by stages. The initial investment shall not be less than 10% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital shall increase to more than 50% within 1 year, and the balance may be in. 2. Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide loans with simplified procedures and convenient account opening and settlement for self-employed graduates, with a loan amount of about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. 3, the personnel administrative department of the government personnel intermediary service institutions, free of charge for self-employed graduates to save personnel files (including agency social security, professional titles, file wages and other related procedures) for 2 years; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for entrepreneurial employees. 4. Newly-established enterprises or business units of university graduates in consulting industry, information industry and technical service industry shall be exempted from enterprise income tax for two years with the approval of tax authorities; Newly established enterprises or business units engaged in transportation, post and telecommunications shall be exempted from enterprise income tax in the first year with the approval of the tax authorities, and the enterprise income tax shall be reduced by half in the second year; Newly established enterprises or business units engaged in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residents' service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities.

2. Can college students get loans from banks?

College students belong to the category of adults, and loans are completely acceptable. Any bank can apply for a loan:

1. To apply for a student loan from a school, you can consult with the academic affairs office of the school. If permission is obtained, the school will handle the loan.

2. Interest-free loans for entrepreneurial countries. You can go to the relevant community for consultation with your diploma and ID card. If fully qualified, you can apply for a loan.

3. In terms of bank loans, the state also takes care of college students' loans, but I need to have a business license for the business premises and relevant industrial and commercial departments.

4. Application conditions for college students' entrepreneurial loans: college degree or above; Unemployed for more than 6 months after graduation and registered as unemployed in the local labor and social security department.

5. Loan term: The small-scale entrepreneurial loans provided by the state for college graduates are government-subsidized loans with a term of 1 ~ 2 years. After two years, they will no longer enjoy financial benefits.

6. Loan method: The way for college graduates to start their own businesses is to guarantee and mortgage (pledge) loans.

7. Please consult the local labor and social security bureau for specific operation methods. In addition, there are other preferential policies for college students' entrepreneurship. For example, those who are engaged in self-employment will be exempted from administrative fees for industrial and commercial registration management within 1 year; Self-employed individuals and self-employed individuals can also trust their household registration files in the employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.

3. Can college students who have just completed 18 borrow money to buy a house?

If you are in college 18 years old, you can get a loan to buy a house.

Conditions for buying a house with a loan:

1, the loan to buy a house requires a local permanent residence or

2. Buying a house with a loan requires a stable occupation and income; 3, the loan to buy a house needs good credit, there is;

4. Buying a house with a loan requires assets recognized by the lender as collateral or pledge; Or an individual recognized by both borrowers and borrowers as a guarantor who repays the principal and interest of the loan and bears joint and several liabilities;

5. Buying a house by loan requires a house purchase contract or agreement or relevant approval documents;

6. The real estate appraisal agency designated by the place where the loan is needed to buy a house is evaluated.

7. If the loan is used to purchase a house and does not enjoy the purchase subsidy, it shall be paid in installments of not less than 20% of the total price of the purchased house; Enjoy housing subsidies, with 20% of personal deposits or cash as the down payment;

8. Buying a house with a loan requires other conditions stipulated by the loan bank.

If it is stipulated by law, college students are allowed to borrow money to buy a house.

4. Can college students get loans?

College students aged 18 are eligible for loans. However, the loan must be repaid with interest, and the maximum loan amount depends on the student's school time.

First, to apply for a student loan from a school, you can consult and negotiate with the academic affairs office of the school. If allowed, the school will handle the loan.

Second, interest-free loans for entrepreneurial countries can be consulted in relevant communities with graduation certificates and identity documents. If fully qualified, you can apply for a loan.

Third, the state also takes care of college students' loans in terms of bank loans, but I need to have a business license for the business premises and relevant industrial and commercial departments.

In addition, it is suggested that the subject, as a college student, should not step into the road of loan because of his "vanity" and "competitiveness" You know, loans will only get people deeper and deeper.