Student medical insurance is established to protect students from health problems they may encounter during school. Dental diseases, as one of the common diseases, are often covered by insurance.
Usually, student medical insurance will provide a certain level of reimbursement for some basic dental services, such as regular oral examinations, preventive teeth cleaning, etc. This is because these basic dental services are considered vital to overall health, and preventive treatment is often much more economical than treating serious problems after they occur.
However, student health insurance reimbursement policies may differ for some more complex dental treatments, such as deep cleanings, periodontal treatment, dental restorations or orthodontics. Some insurance plans may only reimburse part of the cost, some may require you to pay a portion of the cost out of pocket, and some may not be covered at all.
In addition, different schools and insurance plans may have different regulations. Therefore, in order to understand more accurately whether your student medical insurance can reimburse dental expenses, as well as the specific reimbursement ratio and conditions, I recommend that you consult your school’s insurance office or insurance company directly.
Remember, it is very important to understand the terms and limitations of your insurance in advance. That way, when you need to see a dentist, you won't be confused about possible costs and reimbursement issues. Moreover, regular dental check-ups and maintenance are also a responsible attitude towards your own health.