Newborns can not enjoy their parents' medical insurance reimbursement, but can apply for medical insurance and hospitalization reimbursement themselves.

Newborns with urban household registration shall go through the medical insurance formalities in the community or neighborhood committees within 3 months from the date of birth, pay the annual medical insurance for residents in one lump sum, and enjoy the medical insurance benefits for residents from the date of birth.

Those who have been insured for more than 3 months after birth will still enjoy residents' medical insurance benefits from the next month of payment. Medical expenses within the scope of payment due to the treatment of diseases prescribed by hospitalization or outpatient service. The payment proportion of newborn medical insurance fund in primary, secondary and tertiary medical institutions is 80%, 65% and 55% respectively.

People's Republic of China (PRC) social insurance law

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The state has established social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance. To guarantee citizens' right to get material help from the state and society according to law in cases of old age, illness, work injury, unemployment and maternity.

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