Medical insurance is an insurance product based on physical illness, which is different.

If you only buy life insurance and have no extra hospitalization insurance, you can't pay for it. Just like buying a color TV, you can't ask for the function of the washing machine.

General commercial insurance hospitalization insurance will be exempted from plastic surgery, beauty, correction and so on. , and cannot be reimbursed.

And before taking out insurance, you must tell yourself whether your body is defective and healthy. If you don't tell the truth, the insurance company can also refuse to pay.

So be sure to find professional service personnel to buy insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.