According to Cai Xi's inquiry. Com, beauty loan is a kind of consumer loan for people who have beauty needs but have no economic ability. Beauty loans are generally suspected of usury or routine loans, which is illegal. Beauty loans are generally not repaid and will not be reported to the central bank for credit, but they will bear the following consequences:

1, and bear high overdue penalty interest and liquidated damages. ;

2. After the deadline, there will be text messages, phone calls, etc. Even the address book will be exploded, causing trouble to family and friends;

3. Experienced all kinds of violent collection, such as mass posting, slander, insult and threat;

4, affecting normal life and work, may be unemployed.