If the vehicle is damaged by replaceable parts (such as front bumper damage, headlight damage, front fender damage, etc. ), it was a minor accident. This kind of vehicle is not an accident car as the saying goes, but it will depreciate a little, generally at 3000-5000 yuan. ; If the vehicle is damaged in an irreplaceable place (for example, longitudinal beam, bottom edge, ABC column, etc.). ), can only be repaired by shaping, cutting, welding and other methods. This situation is a serious accident vehicle. If it is an accident car, the strength will drop a lot after it is repaired, and it will depreciate a lot when it comes back to sell used cars. Accident car refers to the accident that mechanical performance and economic value are lost due to unnatural wear and tear. Accident vehicles generally refer to vehicles with damaged structures. Soaking and burning cars also belong to accident cars, but they belong to the category of "special accident cars".
legal ground
Road traffic safety law
Article 11 When a motor vehicle runs on the road, it shall hang the motor vehicle number plate, place inspection marks and insurance marks, and carry the motor vehicle driving license with it.
Motor vehicle number plates shall be hung in accordance with the regulations and kept clear and complete, and shall not be intentionally obscured or defiled.
No unit or individual may confiscate or detain the motor vehicle license plate. Sixteenth any unit or individual shall have the following acts:
(1) assembling a motor vehicle without authorization or changing the registered structure, structure or characteristics of a motor vehicle;
(2) Changing the model, engine number, frame number or vehicle identification code of a motor vehicle;
(3) Forging, altering or using forged or altered motor vehicle registration certificates, number plates, driving licenses, inspection marks and insurance marks;
(four) the use of other motor vehicle registration certificate, license plate, driving license, inspection mark, insurance mark. Article 17 The State implements a compulsory motor vehicle third-party liability insurance system and establishes a social assistance fund for road traffic accidents. Specific measures shall be formulated by the State Council.
Regulations on compulsory liability insurance for motor vehicle traffic accidents
Article 8 If the insured motor vehicle has no road traffic safety violations or road traffic accidents, the insurance company shall reduce its insurance premium rate in the next year. In the following years, if the insured motor vehicle still has no road traffic safety violations and road traffic accidents, the insurance company shall continue to reduce its insurance premium rate to the minimum standard. If the insured motor vehicle has a road traffic safety violation or a road traffic accident, the insurance company shall raise the insurance premium rate in the next year. In case of repeated road traffic safety violations, road traffic accidents and major road traffic accidents, the insurance company shall raise the insurance premium rate. If the insured is not at fault in the road traffic accident, the insurance premium rate will not be increased. The standards for lowering or raising the insurance premium rate shall be formulated by the the State Council Insurance Regulatory Authority in conjunction with the the State Council Public Security Department.