There are conditions for remote use. The medical insurance card is an electronic card that is used to facilitate insured persons to seek medical treatment across the country. It has the function of being used across regions. However, there are also some restrictions and conditions for the use of medical insurance cards in other places.

First of all, what you need to understand is that the cross-regional use of medical insurance cards means that when you seek medical treatment in other areas, you can use your medical insurance card in the original insured place for settlement. However, when using a medical insurance card in a different place, the following conditions need to be met:

The medical institution for medical treatment in a different place must have qualified medical insurance designated sites and have a medical insurance cooperation agreement with the medical insurance institution where the insured person is located.

The insured person must have paid for medical insurance in the original insured place, and the local medical insurance agency has entered his or her information into the medical insurance system.

When the insured person seeks medical treatment in another place, he or she needs to use his or her own medical insurance card to settle the bill, and swipe the card to the medical insurance institution before settlement.

The cost of medical treatment in other places will be settled according to the medical insurance policy of the insured's location. There are differences in medical insurance policies in different regions, which may have an impact on expense reimbursement.

It should be noted that although the medical insurance card has the function of being used in other places, not all medical expenses can be settled using the medical insurance card. For example, some high-end medical services, cosmetic surgery, physical examinations and other items may not be covered by medical insurance policies, and the insured must pay for them themselves.

In summary, medical insurance cards can be used in other places under certain conditions, but they need to meet relevant conditions and regulations. When insured persons seek medical treatment in other places, they need to understand the medical insurance policies and medical service conditions of the destination in advance for better cost settlement and reimbursement.

Legal basis:

"Detailed Implementation Rules of the Social Insurance Law of the People's Republic of China"

Article 8

Insured Persons Medical expenses incurred in contracted medical institutions that meet the basic medical insurance drug catalog, diagnosis and treatment items, and medical service facility standards shall be paid from the basic medical insurance fund in accordance with national regulations. If insured persons really need emergency treatment or rescue, they can seek medical treatment at non-agreed medical institutions; the scope of drugs necessary for rescue can be appropriately relaxed. Specific management measures for emergency and rescue medical services for insured persons shall be formulated by the coordinating region based on local actual conditions.