The second kind of medical insurance is inpatient medical insurance. Outpatient service can be reimbursed 1000 yuan per year. 70%-80% can be reimbursed if you are hospitalized. You can show your social security and fill it out before you go through the hospitalization formalities, and deduct it directly from the reimbursable expenses when you leave the hospital for settlement.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.